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How Does My Program Work?

The good news is, it's quite simple and you'll enjoy the ease and convenience. Here are some common questions and concerns I hear from my clients...

Q: "Why should I call you instead of a Realtor?"

A: Here's why selling your property to me is better than any other selling option you have;

1) You sell your house FAST and you get your cash FAST! After the paperwork is signed, our deal is wrapped up and completely finished in about 5 days. If requested, I can get your money to you in as little as 2 days. To make it convenient for you, we'll structure the deal around your timetable and allow you to move on a date of your choice...even a date a few months into the future. That means you get access to your money now, but get to enjoy a comfortable, stress fee move out date that suits your schedule.

2) No transaction fees come out of your money, ever - you keep it all. When I buy your property, you avoid all transactional costs, such as:

  • Real estate sales commissions
  • County sales transfer taxes
  • City sales transfer taxes
  • Escrow fees
  • Title insurance fees
  • Recording fees
  • Pest inspection repairs and fees
  • Compliance inspection and retrofitting fees
  • Home warranty fees

… and many others. Once the paperwork is completed, you'll get your money in certified funds, and sidestep the problems of disposing the property yourself. You keep every penny of the proceeds promised to you.

3) I buy your property "as is", saving you a tremendous amount of money, work, hassle, and liability. You won't spend a dime on repairs because I buy your property no matter the condition. Throw away the paintbrushes and thumb your nose at the housecleaning because I just don't care how your house looks. I'm going to clean and fix it all up nice after you leave anyway. Roof leaking? Walls missing? House sliding down a hill? Ugly title problems? Doesn't scare me. I'll accept any headache or problem the property may be giving you. Most property owners underestimate the cost, the time, the energy, and the frustration involved preparing a property to sell (and let's not forget all the fun you'll have with those 'reliable' contractors :o) ), so selling your property 'as is' and walking away from all the hassle is a hugely underrated benefit.

4) You have a SURE SALE and you have it TODAY! You remove the uncertainty by selling your house now, instead of waiting until who knows when. Why roll the dice?

When I buy your house, you have a sure sale and you have it now, in writing. Compare that with selling through a realtor. Even in the best case scenario, with everything going as planned, it may take 2 months from start to finish to sell a property with a realtor. (In reality, it's often closer to 4 months...and taking longer with each passing week)

Hopefully you'll hit no snags and it'll only take a few months. But take it from someone who invests in real estate for a living - it never does! If things don't go as planned, like the house doesn't pass the buyers inspection, or your buyer can't get their loan, the appraisal comes in low, or the for some reason your buyer suddenly gets cold feet...and you have to start all over again and attract a new buyer…the selling process could take half a year or longer. In fact, I once sold a house where 3 buyers in a row were lost in escrow, and it wasn't til the 4th buyer the transaction finally closed. That property took almost a year to sell and $31,200.00 in extra mortgage payments. Ouch.

Can you afford to wait months in an overinflated, declining California real estate market?

Do you remember the California real estate market in 1989? I do. The market was hot for the few years prior, then the music just stopped and the fun ended overnight. People who tried selling during that market correction were stuck in a dead real estate market, losing thousands in equity every month because the Buyers disappeared. The carnage finally ended in 1996 and property owners on average took a 40% loss from the '89 highs.

So, having a sure sale with me makes a lot of sense when you consider you'll have your house sold today, reflecting todays market, and you'll avoid the risk of a falling market in the future. You'll also avoid the inconvenience of showing your house to countless strangers, buyers falling out of escrow, and you'll end the nervousness and uncertainty of hoping for a buyer to say yes. When I buy your house, you remove all anxiety with a worry free sale...today.

5) You enjoy a stress free sale because I take care of everything for you. You won't argue with hard nosed inspectors or appraisers and you won't hassle with termite reports, repairs, city codes or compliance issues because I take care of everything! I handle all of the paperwork, legwork and/or problem solving and I streamline the process so it's simple and easy for you.

6) You enjoy your privacy and keep your weekends free because you avoid the hassle of open houses & parades of strangers poking through your drawers and closets. Believe me, you won't miss having looki-loos popping in at dinner time. You also won't waste time or energy weeding out unqualified buyers because with me there is no qualification necessary! I don't need to borrow funds to buy your house so there'll be no unforeseen obstacles thrown at us by a bank or uncooperative appraiser. You'll have a sure deal and fast closing, so you can move on with your life!

Q. "This all sounds good, but won't I make more money if I sell through a Realtor?"

When you list your property with an agent, keep in mind that 'list price' and what you get when you finally sell are two very different animals.

First of all, most houses sell for 5 to 10 percent less than what they're listed for. This is normal in today's market. Sure you can be stubborn and reject all offers lower than your asking price but is that productive or even wise? After all, we are no longer in a strong seller's market where properties are flying off the shelves like from 1996 through 2005. We are in a new reality today. Many experts see a long term slide in prices with interest rates rising as they have. If selling in a reasonable time period is your goal, expect to be flexible on your price.

Secondly, if you want your house to compete among all the other houses for sale, you'll need to spend a little money updating your property. New paint, new carpet, new windows, and new kitchen cabinets are a few things that come to mind if you're looking for top dollar. Let's face it; it can get quite costly to spruce up a home for sale. Do you have copper plumbing? How about the landscaping? Does the property have 'curb appeal'? Most investors who buy and sell houses for a living figure 10 percent at a minimum to properly clean up and update a home prior to sale. Of course, you could skimp in this area...but be prepared to list at a reduced price and expect much lower offers.

Third, you have transactional costs. Add 5 percent for the real estate agent's commissions. Add another 2 percent for escrow and title insurance. Figure 1 percent for city and county transfer taxes. If your house is located in California, there is a 3.3 percent mandatory California withholding tax you may be subject to.

Then you have holding costs while you're trying to sell. You have loan payments, taxes, and insurance eating at your bank account every month. Let's not forget the stress and anxiety you'll be feeling as you're waiting for a qualified buyer to fall in love with your house enough to make an offer...which could take a few months.

Selling a house isn't cheap! A quick review...

Average Sales Price Reduction To Sell Property: 5% to 10%
Fix Up/Clean Up Costs Fees: 10%
Realtors Commissions: 5%.
Title Fees/Escrow Fees: 2%
City and County Transfer Taxes: 1%
...Plus holding costs (Mortgage, Property taxes, Insurance, etc.)

You can easily deduct 25% off the retail sales price or more. It adds up. Add even more for major repairs. When you add the costs involved to prep your house for sale, Realtors commissions, and consider you may wait months on a sale and never even know when it will sell, while paying one mortgage note after another...selling your house to someone like me who will pay cash, close quickly, and save you all the hassle begins to make a lot of sense.

What will I pay you? Call me and find out. Every property is different but I'll do my best to determine your specific needs and try to meet them. Why don't we get started right now? Email me or call me at 1-800-419-6490.

RonBuysHousesCash.Com
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